# Swica (swica.ch): agent-readiness 56/100, grade D

> Rank 526 of 1000 on Qomvia (rubric v2.3.0). Last scanned 2026-09-29T06:30:44.404Z. Page: https://qomvia.com/site/swica-ch  JSON: https://qomvia.com/api/score/swica-ch

## Summary
Category: Insurance
{
  "known": true,
  "confidence": "high",
  "summary": "SWICA is a well-known health insurer operating in Switzerland. It offers comprehensive health insurance services, alongside 24/7 support and efficient claims processing for its customers.",
  "offerings": [
    "Health insurance services",
    "24/7 customer service",
    "Fast invoice processing",
    "Health advice",
    "Benevita (health promotion program)",
    "Expert Finder (for doctors/hospitals)"
  ],
  "audience": "Individuals and families in Switzerland seeking health insurance and related services.",
  "geography": "Switzerland",
  "strengths": [
    "First-rate benefits",
    "24/7 service availability",
    "Fast invoice processing",
    "High customer satisfaction (top ratings in surveys)",
    "Comprehensive health and wellness support"
  ],
  "unknowns": [
    "Specific details of different insurance plans",
    "Exact premium structures and discounts",
    "Detailed terms and conditions of policies",
    "Specific digital tools beyond Benevita and Expert Finder",
    "Corporate or group insurance offerings"
  ],
  "alternatives": [
    "helsana.ch",
    "css.ch",
    "sanitas.com",
    "kpt.ch",
    "groupemutuel.ch"
  ],
  "business": "A health insurer providing comprehensive insurance, services, and advice to individuals and families across Switzerland.",
  "competitors": [
    "helsana.ch",
    "css.ch",
    "sanitas.com",
    "groupemutuel.ch",
    "concordia.ch",
    "kpt.ch",
    "sympany.ch"
  ]
}

## Score by group
- Machine access: 24/24
- Content legibility: 21/26
- Discovery surface: 5/20
- Identity & policy: 3/12
- Agent-facing performance: 3/8
- Agent protocols: 1/10
Failing checks:
- [blocker] No llms.txt
- [blocker] No API or feed to read
- [blocker] Server responds too slowly for agents
- [blocker] No MCP endpoint to call
- [improvement] No stated policy for automated access

## AI mentions and rivals
- helsana.ch: not measured
- css.ch: 71/100 https://qomvia.com/site/css-ch
- sanitas.com: not measured
- groupemutuel.ch: not measured
- concordia.ch: not measured

## FAQ
Q: Is Swica readable by AI agents?
A: Swica (swica.ch) scores 56 out of 100 for agent readiness, grade D, measured yesterday, on 29.09.2026. 0 of 3 agent classes we test can use the site, and 4 checks currently block agents outright.

Q: What stops agents from using swica.ch?
A: The heaviest problems are: No llms.txt; No API or feed to read; Server responds too slowly for agents; No MCP endpoint to call; No stated policy for automated access. Each one is scored from a public HTTP response, and the fix for each is listed in the signed-in report.

Q: How is the Swica agent-readiness score calculated?
A: Qomvia fetches public pages of swica.ch as an AI agent would and runs the core checks every site gets across 6 groups: Machine access, Content legibility, Discovery surface, Identity & policy, Agent-facing performance, Agent protocols. Checks are weighted by how much an agent loses when they fail, and the score is expressed out of 100.

Q: How often is this score updated?
A: Public scores are re-checked when the site is re-scanned; tracked domains are re-scanned weekly and their owners are alerted when a check regresses. This page shows the scan from yesterday, on 29.09.2026.

## Related
- Leaderboard: https://qomvia.com/leaderboard — category ranking: https://qomvia.com/leaderboard/insurance
- Score another site: https://qomvia.com/